Question 1

Can I sell my house in Philadelphia as-is if it needs major repairs, and will I get a fair price?

Accepted Answer

Yes, you absolutely can sell your house as-is, and you should expect a fair, transparent price. Many homeowners in Philadelphia worry that a house needing major repairs—like a new roof, updated plumbing, or structural fixes—will be impossible to sell or that they will be taken advantage of. At Cash Now Philly, we specialize in buying homes exactly as they are. You won't need to spend a dime on repairs, hire contractors, or even clean out the property. We base our fair cash offers on the current market value of your home minus the estimated repair costs, and we walk you through the math so you understand exactly how we arrived at the number. As a local, family-owned business with an A+ rating from the Better Business Bureau and over 600 homes purchased since 2017, our reputation is built on fairness and transparency. Our Transaction Coordinator, Felicia, will guide you through the entire process to ensure you feel confident and respected every step of the way.

Call us: 215-608-5684

Question 2

I inherited a house in Philadelphia that needs work — do I have to fix it up before selling?

Accepted Answer

No, you do not have to fix up an inherited property before selling it. Inheriting a home, especially an older Philadelphia rowhome that might need significant updates, can feel overwhelming. Dealing with the loss of a loved one is hard enough without adding the stress of managing contractors, paying for repairs out of pocket, or dealing with the probate process alone. Cash Now Philly buys inherited properties in any condition. We handle the cleanout, the repairs, and we even work closely with probate attorneys to ensure the legal side is handled smoothly. We've helped hundreds of families navigate this exact situation. Felicia, our dedicated Transaction Coordinator, will personally manage the details from the accepted offer to closing day, giving you peace of mind during a difficult time.

Question 3

How do I sell my house in Philadelphia to avoid foreclosure if I only have a few weeks left?

Accepted Answer

If you are facing foreclosure in Pennsylvania, time is your most valuable asset, but you still have options. Selling your house quickly to a cash buyer is often the most effective way to stop the foreclosure process, pay off your mortgage, and protect your credit score from long-term damage. Traditional real estate sales can take 60 to 90 days, which is often too long when the bank is setting an auction date. Cash Now Philly can close on your timeline—often in as little as 7 to 14 days. Because we use our own cash, we don't have to wait for bank approvals or inspections. We understand how stressful this situation is, and we handle it with the utmost discretion and urgency. Reach out to us immediately, and Felicia will work with you and your lender to expedite the paperwork and get you to the closing table before the deadline.

Question 4

Do I owe Pennsylvania inheritance tax or capital gains tax when I sell an inherited house in Philly?

Accepted Answer

Taxes on inherited property in Pennsylvania can be confusing, but understanding the basics can save you a lot of worry. In Pennsylvania, there is an inheritance tax that ranges from 4.5% for direct descendants (like children) to 12% for siblings, and 15% for other heirs. This tax is based on the value of the property at the time of the owner's passing. However, when it comes to capital gains tax, you benefit from what is called a 'stepped-up basis.' This means the property's value for tax purposes is reset to its fair market value on the date of your loved one's death, not what they originally paid for it decades ago. If you sell the house shortly after inheriting it, you typically owe little to no capital gains tax. While we always recommend consulting with a tax professional or estate attorney for your specific situation, Cash Now Philly has purchased over 600 homes and our team, led by Felicia, is highly experienced in working alongside estate professionals to ensure a smooth, compliant sale.

Question 5

What happens if my siblings and I inherited a house in Pennsylvania and we can't agree on whether to sell it?

Accepted Answer

It is very common for siblings to disagree on what to do with an inherited property. Some may want to sell immediately, while others may want to rent it out or keep it in the family. In Pennsylvania, if co-owners cannot agree, any one of the owners can legally force a sale through a court process called a 'partition action.' However, going to court is expensive, time-consuming, and can permanently damage family relationships. A better approach is often to find a compromise, such as one sibling buying out the others, or agreeing to sell to a cash buyer for a quick, clean break. At Cash Now Philly, we have mediated many complex family situations. We provide a fair, no-obligation cash offer that gives all siblings a clear, transparent number to consider. Our Transaction Coordinator, Felicia, is skilled at communicating clearly with all parties involved, helping families reach a resolution without the need for costly litigation.

Question 6

Can I sell my house in Philadelphia if it has code violations or open permits?

Accepted Answer

Yes, you can absolutely sell a house with code violations or open permits in Philadelphia. The City of Philadelphia's Department of Licenses and Inspections (L&I) can be strict, and fixing code violations can cost thousands of dollars and take months of navigating city bureaucracy. If you try to sell traditionally, most retail buyers will walk away, and banks will often refuse to finance a home with significant L&I issues. Cash Now Philly specializes in buying properties with complex legal and structural issues, including severe code violations. We buy the property as-is and take on the responsibility of clearing the violations and closing the permits ourselves. You can walk away from the property and the city fines with cash in hand, and our team will handle the rest.

Question 7

How do I know if a cash home buyer in Philadelphia is legitimate and not a scam?

Accepted Answer

It is incredibly important to be cautious, as there are predatory 'we buy houses' companies out there. To verify a cash buyer is legitimate, you should look for three main things: a proven track record, transparent communication, and verifiable local reviews. A legitimate buyer will never ask you for upfront fees, will not pressure you into signing a contract on the spot, and will use a reputable local title company for the closing. Cash Now Philly is a local, family-owned business that has been serving the Greater Philadelphia area since 2017. We have purchased over 600 homes, maintain an A+ rating with the Better Business Bureau, and have over 160 five-star reviews on Google from real local sellers. We don't hide behind algorithms or call centers; when you work with us, you work directly with our dedicated Transaction Coordinator, Felicia, who ensures you are protected and informed from day one.

Question 8

Can I sell my Philadelphia house with tenants still living in it without evicting them first?

Accepted Answer

Yes, you can sell your house with tenants in place, and you do not need to go through the costly and stressful eviction process first. Being a landlord in Philadelphia can be challenging, especially if you have difficult tenants, are tired of chasing rent, or simply want to cash out your investment. Selling a tenant-occupied property on the traditional market is very difficult because buyers want an empty house, and showings disturb the renters. Cash Now Philly buys rental properties as-is, with the tenants still living there. We take over the lease and handle all tenant communications moving forward. You get a fair cash offer and a fast closing, and we take on the landlord responsibilities.

Question 9

How does selling my house for cash work in Pennsylvania — what is the step-by-step process?

Accepted Answer

Selling your house for cash in Pennsylvania is designed to be much simpler and faster than a traditional sale. At Cash Now Philly, our process takes just five easy steps. First, you reach out to us with basic information about your property. Second, we review the details and discuss your specific situation and timeline. Third, we provide a fair, no-obligation cash offer, usually on the same day. Fourth, if you accept, we schedule a brief, non-intrusive walkthrough to verify the condition—no repairs or cleaning required. Finally, you pick your closing date. We can close in as little as 7 days or take as much time as you need. Throughout this entire process, our Transaction Coordinator, Felicia, handles all the paperwork, coordinates with the title company, and ensures you have a seamless, five-star experience.

Question 10

I live out of state and inherited a Philadelphia property — can I sell it remotely without traveling back?

Accepted Answer

Yes, you can easily sell a Philadelphia property from out of state without ever needing to travel back. Many people who inherit homes in Philly live in New Jersey, New York, or further away, and traveling back and forth to manage a property sale is a massive burden. Cash Now Philly is fully equipped to handle remote closings. We can assess the property, provide a cash offer, and manage the entire transaction digitally and over the phone. When it comes time to close, we arrange for a mobile notary to meet you wherever you are, or we can facilitate a remote online notarization (RON). Our Transaction Coordinator, Felicia, acts as your boots on the ground in Philadelphia, ensuring that the property is secured, the paperwork is flawless, and your funds are wired directly to your account without you ever having to book a flight.

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